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Financial Calculators

Mortgages, tax, pay and savings — worked out properly, with the numbers shown.

These are the money calculations that decide something — what a mortgage actually costs once fees are counted, what lands in your account after tax, what a house purchase adds up to before you commit. Each one shows the figures behind the answer rather than just the answer, because a number you can't check is a number you can't argue with.

The tax bands, thresholds and reliefs behind these tools come from HMRC, Revenue Scotland and the Welsh Revenue Authority, and each calculator links to the source it uses. Rates change, usually in April, so the verification date is published alongside the figures.

Which one do you need?

Guides

  • Stamp duty across the UK, comparedThe same house taxed three different ways. Wales is cheapest below about £310,000, Scotland dearest above about £333,000, and one extra pound at £500,000 costs an English first-time buyer £5,000.

These calculators are for working things out, not for advice. For anything you're relying on — a mortgage offer, a tax position — check the figure against the lender or the official source before acting on it.

Run a website? Put any of these calculators on it, free — one line of HTML, no sign-up, and it updates itself when tax rates change. See how.